Do you see the duck or the rabbit? One of the greatest lessons learned during my professional career to date is that there is always another way to look at things - and the same set of facts can be…
The existence and impact of depression in the workplace has been, and continues to be, the focus of many global studies. It is also a subject much spoken about in the life insurance industry and by those who wish to…
It struck me during a recent conversation with a long-time colleague in the risk claims domain, that the drive for innovation in the disability claims arena may have seduced insurers into believing that innovation is the answer to all of…
Income replacement and lump sum disability insurance benefits are taken out by employers all over the world, giving them the peace of mind that their employees will be financially cared for in the event of incapacity resulting in medical boarding…
From the desk of Global Business Solutions: "We, at Global Business Solutions, are proud to welcome Elise on board as a consultant as we know that she will add enormous value to you. Here is her first correspondence focused on…
When providing an expert opinion, one ought to be constantly mindful of the importance of the need to remain steadfast in the provision of objective; independent; impartial and unbiased opinions, as based on one’s professional knowledge; experience and expertise. Although…
Listening to Jean Paul Samputu[1], the Singer Songwriter from Rwanda, speak at the conference on Just Governance for Human Security in July 2017 in Caux, Switzerland, was a perspective altering experience. Jean Paul suffered the loss of his parents by…
Contractual wording is intended to provide clarity on the terms of agreement between specific parties. Policy wording shapes the contractual terms of insurance benefits. One would imagine that, at the time of drafting and application, thought would be applied to…
It has often struck me that the different categories of occupational disability benefits are offered and provided to the incorrect sectors of the market and categories of lives. The ‘own occupation’ benefit is commonly more available to the more professional…
The ill-understood condition of an obsessive-compulsive disorder is often the butt of jokes, raising merciless laughter from a society who view the behaviour of those who suffer the disorder to be amusing, irrational and odd. What goes unrecognised however is…